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Collision
Guaranteed Coverage
Third Party Liability including: - Material Damage (only): Up to USD 500,000
Own Damage: Up to the market value of the vehicle at the time of the accident
Fire: Up to the market value of the vehicle at the time of loss
Total Theft: Up to the market value of the vehicle at the time of loss, with 10% deductible
Hold-Up: Up to the market value of the vehicle at the time of loss, with 10% deductible
Personal Accident Cover for the Driver and Passengers (Family Members):
Own Damage: Up to the market value of the vehicle at the time of the accident
Fire: Up to the market value of the vehicle at the time of loss
Total Theft: Up to the market value of the vehicle at the time of loss, with 10% deductible
Hold-Up: Up to the market value of the vehicle at the time of loss, with 10% deductible
Personal Accident Cover for the Driver and Passengers (Family Members):
- Death & Permanent Disability: Up to USD 10,000 per person
- Medical Expenses: Up to USD 2,500 per person
Driver Age:
If the market value of the insured vehicle is between USD 50,000 and USD 100,000 and the driver at the time of the accident is below 21 years of age.
If the market value of the insured vehicle exceeds USD 100,000 and the driver at the time of the accident is below 26 years of age.
If the market value of the insured vehicle is between USD 50,000 and USD 100,000 and the driver at the time of the accident is below 21 years of age.
If the market value of the insured vehicle exceeds USD 100,000 and the driver at the time of the accident is below 26 years of age.
- At least 26 years for Porsche vehicles
- At least 30 years for Sports, luxurious and similar vehicles
- Deductible of USD 100 will apply on own damage in case the drivers’ driving license has been valid for less than 1 year.
Benefits
- Starting the 2nd Year of Make: 10% depreciation applies on new spare parts for used cars with a ceiling rate of 50%.
- Starting the 2nd Year of Make: 10% depreciation on airbags with a ceiling rate of 50%.
- Starting the 1st Year of Make: 2% depreciation per month with a maximum of 10% in case of Total Loss.
- Total Loss Consideration: When the cost of repairs reaches or exceeds 65% of the market value at time of accident.
- Scratching and Denting: Not covered
- Unlimited Free Road Assistance Coverage on all Lebanese Territory
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