Third Party Liability including:

• Material Damage (only): Up to USD 1,000,000

Own Damage: Up to the market value of the vehicle at the time of the accident

Fire: Up to the market value of the vehicle at the time of loss

Total Theft: Up to the market value of the vehicle at the time of loss, with NO deductible

Hold-Up: Up to the market value of the vehicle at the time of loss, with NO deductible

Personal Accident Cover for the Driver and Passengers (Family Members):

• Death & Permanent Disability: Up to USD 25,000 per person for VMV above USD 50,001
• Death & Permanent Disability: Up to USD 10,000 per person for VMV USD 50,000 and below
• Medical Expenses: Up to USD 10,000 per person for VMV above USD 50,001
• Medical Expenses: Up to USD 5,000 per person for VMV USD 50,000 and below

Driver Age: Driver’s age between 18-21 years should be approved by Fidelity or Family to be insured with Fidelity.

• No claim is covered for driver and insured age below 21 years if the vehicle market value is between USD 50,000 and USD 100,000
• No claim is covered for driver and insured age below 26 years if the vehicle market value exceeds USD 100,000
• At least 26 years for Porsche vehicles
• At least 30 years for Sports, luxurious and similar vehicles
• Deductible of USD 100 will apply on own damage in case the drivers’ driving license has been valid for less than 1 year

SRCC & Terrorism: Covered up to 10% of vehicle value

Compensation on agreed market value for the first 12 months of the brand-new vehicle (0 Km)

Hail, Storm, Tempest & Flood:

• Storm, Tempest & Flood are covered up to the market value of the vehicle
• Hail is covered up to 10% of the market value of the vehicle

Litigation Expenses: Up to USD 5,000 annual aggregate limit

Partial Theft: Up to USD 10,000 including the amount of USD 500 for personal belongings once per policy period (police report is a must)

Agency Repair: Not applicable

Replacement Car in Case of a Covered Accident provided by Fidelity Once, Subject to Submission of Expert Report:

• The car provided will be of equal value and the payable amount will be up to:
• USD 25.- per day for Vehicle Market Value between USD 20,000 and USD 50,000 for 10 consecutive days
• USD 50.- per day for Vehicle Market Value between USD 50,001 and USD 100,000 for 10 consecutive days
• USD 75.- per day for Vehicle Market Value between USD 100,001 and USD 300,000 for 10 consecutive days

Replacement Car: In case of Total Loss, the company will pay USD 1000.- as replacement car for vehicle >= USD 50,000 subject to providing the company with the original invoice.

Reimbursement of Registration Fees: Up to 10% of the indemnity as registration fees (subject to be added in the Car Value upon issuance and submission of invoices prior to claim settlement) - (optional)

Depreciation on New Spare Parts: For year of make 2020 and above no depreciation will apply on new spare parts in case used ones are not available in the market.
For year of make 2019 and below 10% depreciation applies for the first year then 5% per year up to 50%.

No Depreciation on Airbags

Depreciation In Case of Total Loss: 1% per month with a maximum of 10% starting 2^nd year of Vinyl is covered

Total Loss Consideration: When the cost of repairs reaches or exceeds 65% of the market value at time of accident.

Unlimited Free Road Assistance Coverage on all Lebanese Territory