This section is designed to provide protection against various hazards that could affect your project and business. Some of the products offered include:
 
Contractors’ All Risks (CAR)/Erection All Risks (EAR)

Both Contractors’ All Risks insurance and Erection All Risks insurance policies provide comprehensive coverage for various types of construction projects:

• Contractors’ All Risks Insurance: This policy is suitable for construction projects such as buildings, roads, and bridges. It covers unforeseen and sudden physical loss or damage to the project's property specified in the policy schedule. Additionally, it indemnifies the insured against legal liability towards third parties for accidental bodily injury or loss/damage to their property occurring in connection with the construction works.
• Erection All Risks Insurance: This policy is designed for erection projects involving machinery and heavy equipment installation processes, including testing. Similar to Contractors’ All Risks insurance, it covers unforeseen and sudden physical loss or damage to the project's property specified in the policy schedule. It also provides indemnity for legal liability towards third parties for accidental bodily injury or loss/damage to their property occurring during the erection works.

Both policies offer comprehensive protection against a wide range of risks, except for those specifically excluded in the policy terms and conditions. They are essential for safeguarding construction projects and ensuring financial security for the insured parties.

• The Contractors Plant & Machinery Insurance policy provides appropriate coverage for construction machinery and heavy equipment against unforeseen and sudden physical loss or damage. This coverage applies to any cause not specifically excluded, while the machinery is at the specified location or within the geographical area mentioned in the policy schedule.

Electronic Equipment (EEI)

• Electronic Equipment Insurance provides coverage for the repair or replacement costs of specified electronic equipment in the event of a breakdown. This policy ensures that businesses can quickly recover from equipment failures without incurring significant financial losses.

Machinery Breakdown (MB)

• The Machinery Breakdown Insurance policy provides coverage for your machinery against unforeseen and sudden physical loss or damage arising from various causes. These causes include defects in casting and material, faulty design, faults at the workshop or in erection, bad workmanship, lack of skill, carelessness, shortage of water in boilers, physical explosion, tearing apart due to centrifugal force, short circuit, storm, or any other cause not specifically excluded.

Machinery Breakdown (LOP)

• The Machinery Breakdown Insurance policy provides indemnity to the insured for the loss resulting from the interruption or interference of any machinery listed in the insured's machinery and plant inventory due to an accident. This coverage extends to cover loss of gross profit attributable to a reduction in turnover and an increase in the cost of working caused by the machinery breakdown.