What Is Critical Illness Insurance?

The Critical Illness Plan is a living benefit that pays a lump sum directly to the insured upon diagnosis of any of the 36 specified critical illnesses outlined in the policy, helping cover medical and personal expenses while maintaining financial stability.

Cancer and Health Statistics in Lebanon

• Cancer rates in Lebanon are increasing faster than in many other countries, with a 162% rise in new cases between 1990 and 2023.
• In 2022, 13,034 new cancer cases were reported, and a 2023 study estimated a rate of 168.8 per 100,000 people.
• 13.4% of Lebanese adults aged 40 and above have coronary heart disease.
• Western Asia context: In 2018, Lebanon ranked first in cancer cases as a percentage of the population, according to the International Agency for Research on Cancer.
• Global perspective: A 2025 Lancet study highlighted Lebanon as having the fastest increase in cancer rates worldwide.

Why Do You Need Critical Illness Cover?

Even with medical insurance or social security, patients can face significant out-of-pocket expenses for treatment, additional care, and lost income. Costs may range from $10,000 to $100,000 or more, depending on the illness and treatment required. Critical illness coverage helps provide financial support during these challenging times.

Main covered Diseases

AIDS/HIV (as a result of a blood transfusion)	AIDS/HIV (from occupational duties)	Alzheimer's Disease / Severe Dementia	Aorta Surgery
Apallic Syndrome	Aplastic Anemia	Bacterial Meningitis	Benign Brain Tumor
Blindness	Cancer	Coma	Coronary Artery Bypass Surgery
Creutzfeldt-Jakob Disease	Encephalitis	End Stage Liver Disease	End Stage Lung Disease
Heart Attack	Heart Valve Surgery	Kidney Failure	Loss of Hearing (Deafness)
Loss of Limbs	Loss of Speech	Major Burns	Major Head Trauma
Major Organ / Bone Marrow Transplantation	Motor Neuron Disease	Multiple Sclerosis	Muscular Dystrophy
Paralysis	Parkinson's Disease	Poliomyelitis	Primary Pulmonary Hypertension
Progressive Scleroderma	Angioplasty	Stroke	Systemic Lupus Erythematosus