Public Liability Insurance provides coverage for claims related to bodily injury, physical injury, or property damage. Often bundled with Property Insurance, it safeguards your business against incidents occurring on your premises or other covered locations where you conduct business.
Product Liability Insurance, on the other hand, covers legal expenses and compensation if a customer files a claim against your business due to a defective product you supplied or sold. It includes coverage for legal fees, damages, and compensation resulting from such legal actions.